Risks

Risk management

Risk management includes determination, assessment and control of the impacts of external factors, as well as detection of deliberate attacks that could negatively affect BAF operation on customer’s resources.

Attacks on the system are detected using velocity checks, which track the number of repetitions of transaction data elements over certain time intervals, as well as the number of anomalies or similarities to fraudster behavior.

By default, BAF tracks and records all occurred risks. To ensure that the risk affects the verification progress (for example, an applicant is to be blocked during a mass attack), enable the risk activity.

No.	RiskType	RiskLevel	Values	Conditions
0	MassAttack	Significant	ClientIp	Exceeded number of verification requests sent from an IP address after a certain date (current date minus period duration). Parameters: Period – time period, default value is TimeSpan("01:00:00"), Count is number of requests, default value is 3. The risk is triggered if more than 3 requests came from one IP address within one hour, counting from the current request.
1	PeriodicAttack	Moderate	ValidationRequestId BrowserInfo CanvasInfo FontsInfo Html5Info WebGlInfo	Applicant verification requests with different ValidationRequestId and similar device fingerprint. Fingerprint: for WebLib – a hash of the browser settings.
6	DuplicateFace	Significant	FaceImageBase64	Registered applicant with a face match confidence higher than the parameter value. Parameters: FaceValidationPercent
7	InconsistentMetadata	Significant	Phone county TimeZone	Inconsistencies were found in the client metadata during verification Possible Inconsistencies: Phone county - the country of the phone number does not match the country of the clientIp. TimeZone - the timezone on the client device does not match the timezone of the clientIp.
8	MissingMetadata	Moderate	ClientIp TimeZone	The verification attempt metadata is missing data Possible missing data: ClientIp - external client ip address TimeZone - the timezone on the client device
9	UntrustedIp	Moderate	ClientIp	IP at registration does not coincide with subsequent authorizations.

Get a list of risks

The request returns a list of occurred risks. The list of risks can be filtered by time. If you do not set filtering, all created risks will be displayed, starting with the last one.

Endpoint: GET /publicapi/api​/v2​/private​/RiskEvents

Parameters:

Field name	Description	Value
Page	Page number	From 1 to 2147483647
PageSize	Maximum number of applicants listed on the page	От 1 до 400

The following optional fields can be used to search and sort:

Field name	Description
CreatedFrom	Lower date limit: dd-mm-yyyy
CreatedTo	Upper date limit: dd-mm-yyyy
SortField	Sorting field. You can specify firstName, lastName, phone, etc.
Order	Sorting order for the selected field. For descending order specify the value: descending. Ascending order is set by default.
TextFilter	Text search
Level	Risk level. From 0 to 1
Type	Risk type: 0, 1, 6, 7, 8, 9

Request example:

curl -X 'GET' \
  'https://baf.3divi.ai/publicapi/api/v2/private/RiskEvents?Page=1&PageSize=10' \
  -H 'accept: text/plain' \
  -H 'Authorization: Bearer sk_3938ab7b-cdbf-4a1a-952b-e3782f061f4b'

Response example:

Status Code

200

{
  "page": 0,
  "pageSize": 0,
  "total": 0,
  "totalPages": 0,
  "items": [
    {
      "id": "3fa85***", // risk ID 
      "validationResponseId": 0,
      "validationRequestId": "3fa85***",
      "level": 0,
      "type": 0,
      "created": "2023-09-20T10:45:37.851Z"
    }
  ]
}

Possible errors:

Code	Message	Description	Code
400	No sorting by selected property.	Wrong sorting field selected	120026

Get a List of Risk Types Being Monitored

The request returns a list of available risk types and their statuses.

Endpoint: GET /publicapi/api​/v2​/private​/RiskManagement/ActiveRisks

Request example:

curl -X 'GET' \
  'https://baf.3divi.ai/publicapi/api/v2/private/RiskManagement/ActiveRisks' \
  -H 'accept: text/plain' \
  -H 'Authorization: Bearer sk_3938ab7b-cdbf-4a1a-952b-e3782f061f4b'

Response example:

Status Code

200

[
  {
    "riskType": 0,
    "description": "Mass Attack",
    "isActive": false
  },
  {
    "riskType": 1,
    "description": "Periodic Attack",
    "isActive": false
  },
  {
    "riskType": 6,
    "description": "Duplicate Face",
    "isActive": false
  }
]

Enable/disable risk activity

The request allows you to specify active risks that will affect the verification progress. In the request body specify risk types to be included.

Endpoint: PUT /publicapi/api​/v2​/private​/RiskManagement/ActiveRisks

Request body:

[
  0,1,6
]

Request example:

curl -X 'PUT' \
  'https://baf.3divi.ai/publicapi/api/v2/private/RiskManagement/ActiveRisks' \
  -H 'accept: */*' \
  -H 'Authorization: Bearer sk_3938ab7b-cdbf-4a1a-952b-e3782f061f4b' \
  -H 'Content-Type: application/json' \
  -d '[
  0,1,6
]'

Response example:

Status Code

200